Obsessive compulsive disorder

Did you just come back from checking that the back door was locked? Will you be checking again in ten minutes? Will your session at the computer be interrupted at least twice to make sure that the back door is locked? If so, then you suffer from obsessive compulsive disorder. Obsessive compulsive disorder may generate laughter in a skit on a television show, but for millions of people it is anything but funny. An obsession can range from something as mildly irritating as checking to make sure the back door is locked twenty times a day to never being able to travel more than five miles from your home before you return just to make sure you didn’t leave the stove on. Even though you checked it before you got in the car and checked it again after you got in the car but before you turned the key. Probably the most famous victim of obsessive compulsive disorder was billionaire Howard Hughes, whose battle with the disease took him from being a dashing movie executive who dated some of the most beautiful women in Hollywood to a recluse who washed his hands a hundred times a day and was petrified of human contact. Although many people consider it a mental illness, in fact there is physiological condition associated with the disorder. Obsessive compulsive disorder is the result of a chemical imbalance in the brain. Specifically, the imbalance takes place in a part of the brain known as the caudate nucleus. The caudate nucleus works in conjunction with an area of the brain called the orbital cortex. The orbital cortex is sort of the tattletale of the brain; it serves to warn us that something isn’t quite right, that we forgot to lock the door or turn off the stove. But when the imbalance occurs in the caudate nucleus it causes the orbital cortex to malfunction. In essence, it becomes a tattletale that keeps repeating the same story. It keeps telling you that the door is unlocked, or that your hands aren’t clean and need to be washed. While some drugs have proven to be effective in some cases in dealing with the imbalance, as of yet there is still no proven foolproof pharmacological cure for obsessive compulsive disorder. The magic cure doesn’t exist yet, but it’s not all bad news. Increasing numbers of sufferers are finding various levels of relief by combining one of several brand name antidepressants with behavioral control methods. One theory goes that the medication lessens one’s anxiety level enough to allow for greater mental control over the fear involved in the compulsive. After all, what is really going on is the fear that you left the door unlocked or the stove still burning. Because the brain is constantly ringing that alarm, it’s difficult to control the urge to check it out. But the medication can work to lessen that anxiety and allow you to exert more control over whether you check that door for the third time in ten minutes.

Insurance basics for small businesses

Not having insurance is risky business. It's an expense that many business owners deem unnecessary, but adequate insurance coverage in times of loss is invaluable. As a small business owner, only you can decide what type of insurance coverage is best for your business. Take stock of the physical and personal property that is essential, and protect your assets with a policy that matches your business's needs. Fire, theft, and other emergencies and cause costly interruption to your business activity. Protect your physical business assets with a Business Owner's Policy or Property Insurance. Additionally, you may want to consider Worker's Compensation in case employees are injured on the job-check your state's laws regarding this type of insurance. All business owners should consider General Liability Insurance in the case of injury to a person or to someone's property that occurs at your place of business. Entrepreneurs who work in the service sector should also consider Professional Liability Insurance to protect themselves financially against claims of negligence, errors, omissions, or wrongful acts in the performance of their duties. All business owners should invest in Health and Disability Insurance-unforeseen medical expenses and cause a serious financial burden. Additionally, entrepreneurs with partnerships and businesses that rely on a key employee should consider purchasing Keyman's Insurance in case that employee becomes unable to work. Whichever type of insurance coverage you choose be sure that the policy contains all the coverage your business needs. You can cut down on insurance expenses by avoiding duplicate coverage. Also, use due diligence in evaluating different policies from different insurance providers. It's essential to read the policy and understand it fully before buying and signing any insurance agreement, as the insurance provider can deny claims if certain conditions are not met on the part of the policy holder.

Dress up your blog with widgets

Widget for blog is the mantra that is raging as a top favorite among the blogging fraternity. If anything, a nice piece of widget increases interactivity of a blog, and yes it does a bit of fizz and flamboyance as well. The good news is there is no dearth of widget for blog, and if you’re willing to spend a little of your time, you’ll be spoilt with choices. But before that, let’s see what is a widget. And what it is that is so exciting about having one or more of it in your blog. A widget, rather a web widget, is a small chunk of code, usually a JavaScript or a Flash Script, which when embedded in a blog or website, presents a fascinating array of interactive information. The code snippet of widget comes ready for use, and so there’s no need of any programming skill to get going. For example, if you’re a MyBlogLog user, you get a JavaScript widget that shows who among MyBlogLog users are recent readers of a blog or website. Yet another widget shows outgoing links that are clicked by your visitors, updated hourly. In my blog-site, Kolkata Musing, I use a Widgetbox widget that automatically stores the recent posts. What’s more, it offers readers a no-hassle ready option to include the widget of my posts in their website. Cool indeed. Okay, what Widgetbox does is reading the rss feed of a blog, and presenting the latest entries in an eye-catching fashion. As the feed updates with addition of posts, so does the widget, wherever it may be residing. This is pretty much the same what many other widget management systems offer, for example SpringWidgets, owned by the same company that owns MySpace. In fact if you’re using the syndicated content service of FeedBurner (now owned by Google) like this blog, you may use the syndicated feed to create a widget for embedding in any website. Wordpress, the popular blogging platform, allows a wide variety of blog-related widgets, like calendar, recent posts, recent comments, and so on that can be chosen to be shown in the sidebar of the blog. Yet another popular widget from WhoLinked, when placed in your website, allows you to see real-time all the incoming links to it. Now that we’ve good idea about what a widget for blog can be, let’s see some of the popular widget management systems that are there to explore. Here’s a list of them about which the readers can find out more: 1. FunAdvice Widgets 2. Grazr 3. MuseStorm 4. Snipperoo 5. SpringWidgets 6. Widgetbox 7. Widgetoko 8. Widgets Lab 9. yourminis A Note Of Caution Some widgets you get to see in the sites above are so cool that you may feel inclined to include quite a few of them in your site. Better don’t. Not for any apparent reason, but for the fact that the script that accompanies each widget takes time to load fully, and if several of them are there, then your blog page will take lot of time to display its full content. Remember you’ll normally have other JavaScript that are important for your blog. So, use widget for blog with care.

Wall light

Wall lights are installed in the room or at any other place to increase the scope of light at that placed. These lights does not occupy any space are fixed in the walls. Wall lights are also installed for the purpose of decoration. You can find great variety of wall lights in the market. The type of wall light may range from a simple light to a flamboyant designs and patterns. Wall light is a highly functional light. It can be adjusted in the wall near your bed and can be used as a night bulb in your bedroom. If you have to use wall light in your room then it should not be installed at a high place. This type of light can also be used for study purpose. You should fix the light at proper height to get enough light if you wish to study in the light of wall light. You can select a suitable wall light for your home or office on styleourhome. You can find most stylish and unique collection of wall lights on styleourhome. The carious kinds of wall lights available on styleourhome are as follows: • Renaud light • L. E.D wall lights • Cuba wall light • Crystal chrome wall night • Aurora Antique wall light • Mondrian wall light • Torchere wall light

Choosing the right refrigerator for you

For most families, the refrigerator is the star of the kitchen. It certainly gets the most attention as members open it and close it several times in a day. In some kitchens it is the easel that displays the most treasured artwork or a collage of favorite photos. No other appliance invites people to stand before it browsing its contents even if they were just viewed moments ago. When it comes to picking out such an important appliance, it is important to understand the refrigeration needs you have and the differences between available refrigerators. The first consideration when buying a refrigerator is size. As a general rule of thumb you need eight to ten cubic feet of fresh food storage for two adults. For every extra person in your family, you should add another cubic foot on to this total. It is really important to get exactly the right size refrigerator for your needs. If you get a refrigerator that is bigger than you really need, you will have a lot of empty space inside and that leads to much higher electric bills, because your refrigerator has to work so much harder to cool the food. The opposite of this problem is having too little space. Then you are continually wasting time trying to fit your food into the refrigerator and chances are you will end up throwing food out or making a mess when everything doesn’t fit nicely. Your goal should be to buy a refrigerator that exactly suits your capacity needs. When you think about the size of your refrigerator, don’t just think capacity. Consider the actual size. Measure the area where the refrigerator will be placed and then make sure there is enough room for the refrigerator you want. Make sure that if there are cabinets over the top of the area where the refrigerator goes, that the unit you buy is short enough to fit under them. There is nothing worse than getting your refrigerator home and finding out that it is too big for your kitchen. It is also important that the refrigerator isn’t squeezed into the space. To work at maximum efficiency, a refrigerator needs a little breathing room. When it comes to choosing the style of your refrigerator, there are three basic choices, bottom mount, top mount, and side by side. A bottom mount refrigerator has the freezer compartment on the bottom and the refrigerator on the top. The theory behind this design is that you spend more time in the refrigerated compartment of your refrigerator than you do in the freezer. Having the refrigerator on top should therefore save you a lot of unnecessary bending. A top mount is the traditional refrigerator that has the freezer on top. This is the setup you see most often. A side by side refrigerator has a freezer and refrigerated section that are adjacent to each other. They often seem less roomy, all though their capacity can be the same as a top or bottom mount model. Refrigerators come with many extra features that can turn a simple appliance that chills our food into a complex machine. Before you go shopping, it is a good idea to figure out which features you can live without and which features you must have. Some refrigerators come with adjustable shelves. How much you need your shelved to adjust depends on how often you store odd sizes of food. You also should think about whether you want spill proof solid trays that don’t leak onto lower shelves when something is spilled or the traditional wire grill type shelves. Another feature that varies from model to model is the icemaker. Some refrigerators have a device that allows you to get ice or even cold water from a nozzle on the door while others have the ice maker in the freezer. Getting your ice cubes from the door saves energy, because you don’t have to open the freezer every time you want ice. It is important to remember that icemakers take up freezer space, so if you can’t afford to lose that, you might want to consider a model that doesn’t have one. The most important thing to consider is how the door opens. Most, but not all, refrigerators have removable handles, so that the door can be positioned to open to the left or to the right. Make sure the model you are looking at has this feature or if it doesn’t, make sure the door opens in the direction you need it to.

Getting more from international travel guides and deals

The growing demand for international travel is a by-product of the extensive tourism efforts of many countries to draw tourists to visit their shores. This is evident in the mass distribution of pertinent travel literature by host countries at many overseas markets and exhibitions to sell their local attractions to potential tourists from all over the world, apart from lobbying with foreign embassies for the issuance of travel-friendly advisories. The undeniable presence of travel agents and travel agencies in domestic markets has fast-tracked the promotion and sale of overseas destinations to locales who are enticed by discount travel rates, affordable tour packages, attractive locations and other vacation deals that are available at their choice destination. Apart from delivering regular sales functions, travel agencies assume the hustle and bustle related to overseas travel by providing premium services to all their clients. These services range from the booking of flights and hotel accommodation, securing of pertinent travel documents such as passports and visas, obtaining adequate travel insurance for the traveler and coordinating with overseas agencies in the case of packaged tours. Legitimate travel agencies are usually affiliated with an international network of travel agents to ensure that the traveler is better served from the moment he sets foot on the flight right to when it’s time to say goodbye. Incidentally, major airlines have expanded their global destinations and likewise increased the frequency of flights between host countries to support relevant tourism objectives. The incidence of air travel is steadily on the rise each year and airline companies benefit much from economies of scale which allows them to offer more affordable flight packages. All these developments prompted an upsurge of demand for international travel and flights from families and friends who wish to travel abroad for recreation, as well as from individuals on official business overseas..

How long should i backtest a online daytrading system

: I am frequently asked how long one should backtest a online daytrading system. Though there's no easy answer, I will provide you with some guidelines. There are a few factors that you need to consider when determining the period for backtesting your online daytrading system: Trade frequency How many trades per day does your daytrading system generate? It's not important how long you backtest a daytrading system; it's important that you receive enough trades to make statistically valid assumptions*: If your online daytrading system generates three trades per day, i. e. 600 trades per year, then a year of testing gives you enough data to make reliable assumptions*. But if your trading system generates only three trades per month, i. e. 36 trades per year, then you should backtest a couple of years to receive reliable data. Underlying contract You must consider the characteristics of the underlying contract. The chart below shows the average daily volume of the e-mini S&P: It doesn't make sense to backtest a trading system for the e-mini S&P before 1999, because the contract simply didn't exist! In my opinion it doesn't make sense to backtest an e-mini trading system before 2002 because at that time the market was completely different; less liquidity and different market participants. I believe that a reliable testing period for the e-mini S&P are the years 2002 - 2004.

How to consolidate credit card debt with bad credit

There are a lot of advertisements for credit card consolidation, but the biggest problem is that your credit must be good in order to get approved. Unfortunately, most people that have struggled to make the minimum payment on their card each month, have also occasionally made a late payment, tainting their credit in the process. What is a person with bad credit to do if they are interested in consolidating their credit card debt into one low interest, easy to pay loan? Use the Equity in Your Home One of the easiest ways to secure a credit card consolidation loan when you have less than perfect credit is by putting up the equity in your home as collateral. If your home’s value has increased since you purchased it, you can borrow money against that amount. A lender isn’t as concerned with your credit when you take out a home equity loan to pay off your debts. For the lender the risk is minimal. You don’t want to lose your house, so chances are that you are going to do everything in your power to see that the home equity loan payment is your first budget priority. If for some reason you can’t pay the loan back, the lender doesn’t lose out, because the company can recoup its investment by acquiring your house. Expect Higher Rates If you have bad credit and you are not a homeowner, there are still ways for you to get a consolidation loan. However, you have to expect a higher rate of interest than you would have if you had the collateral of a home or better credit. Doing your research and comparing debt consolidation loan companies will ensure you get the lowest rate possible for your credit situation. Use a Credit Management Service Credit management services that negotiate with credit card companies to lower your debt often have programs in which they pay your monthly payments to all of the companies that you owe, using money from the one check that you write to them each week. While it isn’t exactly a consolidation loan, because your creditors aren’t paid off all at once but instead receive monthly payments, it functions the same way that a consolidation loan does. It lowers your interest and allows you to make one monthly payment instead of several.

10 Ways to empower your communication

"A Piece of Blarney Stone" 10 ways to empower your communication The Blarney Stone is a historical stone, or actually part of the Blarney Castle in Ireland where it was believed that kissing the stone can grant you the gift of gab. Yeah, it seems strange in this day and age, but who are we to question tradition? It's not like I'm saying that Santa Claus doesn't exist (OOPS!). There is so much to know about conversation that anyone, even I, could ever realize. You can go though watching talk shows; radio programs; clubs dedicated to public speaking; ordinary conversations; certain rules still apply when it comes to interaction through words. It may sound tedious, I know, but even though it's your mouth that's doing the work, your brain works twice as hard to churn out a lot of things you know. So what better way to start learning to be an effective communication is to know the very person closest to you: yourself. 1. What you know. Education is all about learning the basics, but to be an effective speaker is to practice what you've learned. My stint as guest at every Toastmasters' meeting I go to taught me that we all have our limitations, but that doesn't mean we can't learn to keep up and share what we know. 2. Listening. It's just as important as asking questions. Sometimes listening to the sound of our own voice can teach us to be a little bit confident with ourselves and to say the things we believe in with conviction. 3. Humility We all make mistakes, and sometimes we tend to slur our words, stutter, and probably mispronounce certain words even though we know what it means, but rarely use it only to impress listeners. So in a group, don't be afraid to ask if you're saying the right word properly and if they're unsure about it then make a joke out of it. I promise you it'll make everyone laugh and you can get away with it as well. 4. Eye Contact There's a lot to say when it comes to directing your attention to your audience with an eye-catching gaze. It's important that you keep your focus when talking to a large group in a meeting or a gathering, even though he or she may be gorgeous. 5. Kidding around A little bit of humor can do wonders to lift the tension, or worse boredom when making your speech. That way, you'll get the attention of the majority of the crowd and they'll feel that you're just as approachable, and as human to those who listen. 6. Be like the rest of them Interaction is all about mingling with other people. You'll get a lot of ideas, as well as knowing what people make them as they are. 7. Me, Myself, and I Admit it, there are times you sing to yourself in the shower. I know I do! Listening to the sound of your own voice while you practice your speech in front of a mirror can help correct the stress areas of your pitch. And while you're at it you can spruce up as well. 8. With a smile A smile says it all much like eye contact. There's no point on grimacing or frowning in a meeting or a gathering, unless it's a wake. You can better express what you're saying when you smile. 9. A Role Model There must be at least one or two people in your life you have listened to when they're at a public gathering or maybe at church. Sure they read their lines, but taking a mental note of how they emphasize what they say can help you once you take center stage. 10. Preparation Make the best out of preparation rather than just scribbling notes and often in a hurried panic. Some people like to write things down on index cards, while other resort to being a little more silly as they look at their notes written on the palm of their hand (not for clammy hands, please). Just be comfortable with what you know since you enjoy your work. And that about wraps it up. These suggestions are rather amateurish in edgewise, but I've learned to empower myself when it comes to public or private speaking and it never hurts to be with people to listen how they make conversations and meetings far more enjoyable as well as educational.

Debt consolidation refi loans eliminate debt with a mortgage refinancing

Refinancing your home loan can be worthwhile for several reasons. If you purchased your current home when rates were high, refinancing for a lesser rate may actually lower your monthly payment. Moreover, refinancing your home and receiving cash at closing is another attractive feature. With this option, homeowners also have the opportunity to eliminate debt. What are Refinance Mortgage Loans? By choosing to refinance your existing mortgage loan, you will create a new loan to replace the old. Aside from getting a lower interest rate, some choose refinancing to convert their adjustable rate mortgage into a fixed rate. Obtaining a shorter loan term is another reason for refinancing. Refinancing your home loan may take several weeks. Moreover, homeowners must have the disposable income to pay closing costs and other mortgage fees. How to Consolidate Debt with a Mortgage Refinance? A cash-out mortgage refinance will allow you to obtain a lump sum of money when you close on the new loan. When you refinance, you create a new mortgage and borrow money from your home's equity. The borrowed money can be used for any purpose. Debt consolidation is a top reason why many homeowners choose this option. Once the funds are received, you can use the money to payoff the balance on credit cards, automobile loans, student loans, personal loans, etc. In most cases, the amount borrowed from your home's equity can be included in the new mortgage amount; thus you will not acquire a second loan. Choosing a Good Debt Consolidation Refinance Lender Several lenders are willing to offer mortgage refinancing. However, homeowners should not make a hasty decision. Instead, you should carefully review lender sites and request quotes before making a final decision. The key to refinancing is getting a good, low rate. Moreover, homeowners should attempt to get some fees waived. For this matter, contact the lender of your current mortgage. If you were a loyal customer and developed a good relationship, your lenders may not charge fees such as title search, application, etc. In this instance, you can save hundred on your closing cost. Working with an online mortgage broker is another great way to locate a good lender. Brokers will contact several lenders on your behalf. In turn, lenders will make you an offer. The offer will include rates and mortgage terms. You choose the lender with the best quote.

Beginner s guide to obtaining mortgage quotes

Mortgage quotes are a dime a dozen. So are mortgage companies, running the whole gamut from legitimate brokers to fly-by-night lenders. To make sure you get the best deal and ensure you do not fall prey to unscrupulous brokers, learn basic mortgage terms and concepts. Mortgaging 101 Mortgaging is a complex process. Its basic terms and concepts, however, are simple enough for anyone to understand. Brush up on this little stash of knowledge as they will come in handy in your dealings with mortgage companies. Below are a few terms and a little explanation of what they mean. Loan Term The loan term is the amount of time you are given to repay the loan. The usual choices are 15 and 30 years. "Term of repayment" is another word for "loan term." Interest Rate The interest rate of your loan is how much it costs you to borrow the money. This is computed as a percentage of the loan amount, charged over a certain period. In shopping for mortgage quotes, you will encounter two types of interest rates, fixed-rate and adjustable-rate. In fixed rate mortgage, the interest rate stays the same all throughout the lifetime of the loan. In adjustable-rate mortgage, the interest rate starts small and gradually increases over the loan life. Additional Fees In obtaining mortgage quotes, you will come to discover that the loan amount and interest are not the only sums you have to pay. There are additional charges, too, and most of them are fees incurred during loan processing. Annual Percentage Rate The Annual Percentage Rate, or APR, is the total sum you have to pay. This includes mortgage interest rate and additional fees. When shopping around for mortgage quotes, pay attention to the APR. APR comparison will tell you which lender is offering you a more cost-efficient loan. Some lenders try to make their quotes more attractive by giving you low interest rates but require you to pay higher fees. Contingencies A typical contract contains clauses that mandate inspection of key areas of the house before the actual purchase. These clauses are called contingencies. Ask about contingencies while obtaining mortgage quotes. Mortgage Lender Versus Mortgage Broker To the uninitiated, it may seem ridiculous to have to choose between a mortgage lender and a mortgage broker. After all, the end result is the same. Those in the know, however, can tell you that a mortgage lender is not the same as a mortgage broker. A lender is an official at a lending institution who will lend you money for your house. A broker, on the other hand, is one who will shop around for you so you can have mortgage loan options to choose from. In the short run, it is easier to deal with a mortgage lender. In the long run, however, it might be better to deal with a mortgage broker because he may be able to provide you with better deals. The best thing you can do before taking out a mortgage is to compare mortgage quotes from both mortgage lenders and mortgage brokers. It's important that you take your time to study all you can about the transaction and the market before signing anything. This way, you can make responsible and informed decisions.

Using vines to decorate your garden

Using Vines to Decorate your Garden A great way to decorate your garden is the use of vines. They are very low maintenance and look good on almost anything. If you’ve got a fence or separator that really stands out in the field of green that is your garden, then growing a vine over it can be a quick and aesthetically pleasing solution. However, there are many types of vines for different situations, whether you are trying to grow it up the side of a house, along the ground, or up a tree. Many different ground vines are available. These types grow fast and strong, and just inch their ways along the ground. They are very easy to direct, so they can make a border around your garden, or just weave in and out of the plants. I suggest using these as a hardy ground cover if you just want some green on your dirt or mulch. Usually you can find a variety that is resistant to being stepped on. It’s like a leafy, nice alternative to grass. Even if you have kids and a dog, it should have no problems staying alive. Another type of vine that is available is a “twining” vine. This refers to their method of climbing. Twining vines require a lattice or equally porous surface to climb up, since they are not sticky at all. They just climb by sending out small tendrils to loop around whatever is nearby. I suggest using this type of vine for climbing up trees, or any type of mesh. Usually you have to guide them a lot more during their early stages, and after that they will go wherever you want them to. Vines not only look good on the ground or on lattices, you can blend them in to the very architecture of your house. This is usually achieved through the use of vines with small tendrils that have adhesive tips. They extend from the vine and attach themselves to almost any surface. If your garden is adjacent to your house and you want something to camouflage the big unsightly wall, it’s a great idea to start out a few vines near the base. If you have a vine like the Virginia Creeper growing, then your entire wall will be covered in a matter of months. However I have seen situations where the vine got out of control. After that, you have no choice but to watch the vine take over your entire house. One of the vines that you would probably recognize is Ivy. You see it around a lot, generally because it is so adaptable. Out of the types I mentioned above (ground, twining, and sticky pads), Ivy can fill in for pretty much anything. It makes a great ground cover, and will grow up about any surface you put it on. Although it grows quick and strong, I wouldn’t suggest growing it up your house. This is because recently, buildings which have had ivy for many years have found that it has been deteriorating the building. So no matter what you want to do with a vine, you should have no problem getting it to grow. You should always do your research beforehand and find out about any negative qualities the vine has (such as its ability to destroy buildings, in Ivy’s case.) (Word Count 552)

Rush the snakes and arrows tour

One of Canada's most successful musical exports, Rush, are currently touring to support the release of their latest Snakes and Arrows album. Having amassed hugely impressive sales over four successive decades, earning nearly 40 Gold and Platinum records while shifting an estimated 35 million albums worldwide, this progressive rock trio is showing no signs of giving any of it up. With Geddy Lee (lead vocals, bass and keyboards), Alex Lifeson (lead guitar), and Neal Peart (drums), Rush have been as constant a success in the worldwide record industry as they have been a solid rock band since the release of their debut album in 1974. With a lengthy discography behind them, Rush have always been about the album, not the single. An emphasis on instrumental skills combined with chief lyricist Neal Peart’s fondness for science fiction and fantasy-inspired lyrics, hasn’t always been especially pop or radio friendly. Despite this, they have managed to score a number of hit singles through the years, including Limelight, Fly By Night, Tom Sawyer, Closer To The Heart, Spirit of Radio, New World Man, and Subdivisions. Their music has proved popular as cover material for bands as diverse as Catherine Wheel and Audioslave, and Rush are frequently listed on other artist’s lists of musical influences. If you want a good introduction to the band and some of their more accessible material, their 1990 double-CD best-of release, Chronicles, is a very worthwhile purchase. Discography (original studio albums only): Rush - Mar 1974, #105 (US only) Gold Fly by Night - Feb 1975, #148 (US only) Platinum Caress Of Steel - Sep 1975, #113 (US only) Gold 2112 - Apr 1976, #61 (US), #1 (Canada) 3x Platinum A Farewell To Kings - Sep 1977, #33 (US), #2 (Canada), #22 (UK) Platinum Hemispheres - Oct 1978, #47 (US), #4 (Canada), #14 (UK) Platinum Permanent Waves - Jan 1980, #4 (US), #1 (Canada), #3 (UK) Platinum Moving Pictures - Jan 1981, #3 (US), #1 (Canada), #3 (UK) 4x Platinum Signals - Sep 1982, #10 (US), #3 (Canada), #3 (UK) Platinum Grace Under Pressure - Apr 1984, #10 (US), #1 (Canada), #5 (UK) Platinum Power Windows - Oct 1985, #10 (US), #2 (Canada), #9 (UK) Platinum Hold Your Fire - Sep 1987, #13 (US), #9 (Canada), #10 (UK) Platinum Presto - Nov 1989, #16 (US), #11 (Canada), #27 (UK) Gold Roll The Bones - Sep 1991, #3 (US), #1 (Canada), #10 (UK) Platinum Counterparts - Oct 1993, #2 (US), #1 (Canada), #14 (UK) Platinum Test For Echo - Sep 1996, #5 (US), #1 (Canada), #25 (UK) Gold Vapor Trails - May 2002, #6 (US), #3 (Canada), #38 (UK) Feedback - Jun 2004, #19 (US), #5 (Canada) Snakes & Arrows - May 2007, #3 (US), #3 (Canada), #13 (UK) Over the years Rush have become Canadian cultural icons, even crossing boundaries to become involved in the most unlikely of mediums for a serious band, such as spoofs and TV comedy. Geddy Lee with Bob & Doug McKenzie (the infamous Canadian SCTV brothers), scored a 1982 hit with their anthem Take Off, and the Canadian comedy series Trailer Park Boys features a character with a Rush fixation. A 2004 episode of the show was based around an appearance by Alex Lifeson, who was kidnapped from his hotel prior to a concert and forced to perform a private concert in the trailer park. Rush have built a solid reputation for incredible live performances and the band have released half a dozen live album recordings to support this. Currently on tour throughout Canada, this October sees the band injecting their special brand of rock to a European audience, kicking off with several dates around the UK. 3 Oct - Glasgow, Scotland - SECC 5 Oct - Newcastle, England - Metro Radio Arena 6 Oct - Sheffield, England - Hallam FM Arena 9 Oct - London, England - Wembley Arena 10 Oct - London, England - Wembley Arena 12 Oct - Birmingham, England - NEC Arena 14 Oct - Manchester, England - MEN Arena 16 Oct - Rotterdam, Netherlands - Ahoy 17 Oct - Rotterdam, Netherlands - Ahoy 19 Oct - Oberhausen, Germany - Arena 21 Oct - Mannheim, Germany - SAP Arena 23rd - Milan, Italy - Forum Arena 26th - Oslo, Norway - Spektrum 27th - Stockholm, Sweden - Globe Arena 29th - Helsinki, Finland - Hartwell Arena

Mazda rx 7 legendary mythical

A legend of a sports car. The Mazda RX 7 had its humble beginnings going back to the year 1978. This vehicle may be that popular for most people around the world. This is certainly because the Mazda RX 7 has been known for various names around the world. In fact, the very same vehicle is also known as the Mazda Savanna and also as the Efini RX 7. The name Mazda Savanna was actually used in Japan. Certainly, the Mazda RX 7 has become a legend and a myth in itself because of the power, performance, and delivery that it is capable of. Proof of that is its being included in the Car and Driver magazine’s Ten Best list for a total of five times in its lifetime. Behind the design, styling, and specified features and details, the Mazda RX 7 actually was first thought and designed as an affordable vehicle that would be able to compete with the biggest names in the affordable sports car segment. It has been destined to compete with the Datsun / Nissan 280Z. Inspiration for styling and design of the Mazda RX 7 came from the Lotus Elan 2 + 2. Upon production, the Mazda RX 7 came featuring and holding a unique twin rotor Wankel rotary engine. It also was a proud owner of a sporty front midship and rear wheel drive layout. This has made this sports car well balanced and very much appropriate for doing great speeds and competing in races. One could say that the Mazda RX 7 was a direct replacement for the Mazda RX 3. Although this was so, both of these vehicles were known as the Mazda Savanna in Japan. Later on, the Mazda RX 7 then took over and replaced all the other rotary cars from the automobile company with the exception though of the Mazda Cosmo. Many followers of this vehicle point out that this vehicle has certainly been a vehicle that held a true sports coupe design compared to other sports cars like the Triumph TR 6 or other sedans that try to look like sports cars but just fail to do so. This vehicle, the Mazda RX 7, has come a long way since its introduction in the United States and the rest of North America. For all of your Mazda RX 7 parts and all other Mazda parts needs, you can actually browse through one of the largest Mazda parts suppliers in the United States – Mazda Parts and Mazda Auto Parts. Here you can find quite a collection of Mazda a/c condensers, alternators, front bumpers, rear bumpers, carpets, catalytic converters, radiators, spoilers, starters, and wheels among many others. Mazda Parts and Mazda Auto Parts also has a friendly and accommodating customer service staff who are ready to lend you a hand regarding your most demanding Mazda parts inquiries and questions.

A market study of colour printers

The printer manufacturing market seems to be a booming one. Manufacturers are no doubt eyeing expansion and coming up with newer products to capture the burgeoning market. The manufacturers are interested in the colour - printer sector for purely reasons of expansion. There is stiff competition between the makers as all are concentrating to keep the prices low to capture the market. It must be said here that while in the monochrome department Hewlett-Packard co. are the market leaders, the reigning company in the colour segment still remains undecided. However the future of the colour printer market is purported to be a bright one according to those investing in these companies. The investors are much optimistic, as these printers, using four times the toner cyan, magenta, yellow, and black of a monochrome printer, will produce pictures of a much higher quality. The market, currently a billion dollar industry, will increase manifold. Adding on to its product range, printing giant Lexmark introduced its c52x series, which included the c524n last June. Earlier there was a huge gap in its colour line up-there was simply the low - end c510 with a capacity of printing about 8 colour and 30 monochrome pictures in a single minute which wasn’t all that fast. There also existed, side-by-side, the high-end c762 which, though having a higher speed, was much more expensive, thereby difficult to afford for the smaller offices and home users. As there was no other product catering to the demands of the users the competitors of Lexmark had an edge over it. The introduction of Lexmark’s c524n however changed things. They introduced this product with a very low price range, thereby making it affordable. Offering a dpi resolution of 1200*1200, this network ready colour laser printer has an outstanding colour output and can print up to twenty pages per minute. The very first page may be printed in as little as 13seconds. The model has a monthly maximum duty cycle of 65000 pages, which is quite impressive. The new c524 also reduces the time taken by print jobs considerably as it has a 437.5MHz processor and 128Mbytes of memory. The memory can be expanded up to 576, which decreases the waiting time taken for print jobs. Moreover, colour care technology and Lexmark coverage estimator help in managing the cost involved in using colour toner. The model, weighing 57 pounds, is 17.3 inches wide, 19 inches high and 20.2 deep. With the model also comes a CD consisting of the user guide and the printer software, a power cable, a paper exit extension tray, set up sheet and toner cartridges for cyan, yellow, magenta and black. The product has a one-year warranty period for on site repair. It goes without saying that that outsourcing of IT and consumer electronic products lower manufacturing costs of the product, which helps lower the prices of the produced good. The question is how low must the producers keep their profit margins in order to stay in the race in today’s colour printing market? The current analysis lab examined the c524n at a product volume of 1,20,000 units under the assumption that the model was produced in china. An analysis was made of the procurement costs of commodity components, manufacturing costs of fabricated components and location labour rates. The production cost was estimated to be around Ј265 / unit. The cost distribution showed the cost of the printer mechanism and its assembly to be about Ј51. The electronics and assembly account for Ј60. Other costs included laser power supply, consumables assembly, fuser assembly, paper assembly, control panel assembly electronics assembly, final arrangements, etc. At the time of launching the product, the product was supposed to be priced at Ј390. However, Lexmark priced the product at almost half of the originally intended price at some places. To maximize its revenue, the company in a clever move, outfitted the toner with different toner cartridges. The toner content was increased or decreased according to the budget of the customer. The more expensive models containing more toner catered to the demands of the enterprise segment while the lower priced models with low yield cartridges were ideal for small offices and also home users. The product, being suitably priced, was a great success, perfectly fitted to meet the needs of the buyers and the manufacturers and compete with its competitors in the lucrative colour printer market. Lexmark claimed the print quality was Photorealistic. On account of its chemically processed, spherical toner delivering a 1200*1200 dpi resolution and also because the new print head four lasers in one unit with a mirror. The machine enabled Lexmark to take on the enterprise market as well as their competitors, especially Hewlett-Packard.

Cosmetics how to stop them causing facial problems

Skin Cosmetics - Good and also Bad For Some Of Us Men and women, both use cosmetics. Women use more of color cosmetics that men don’t. But men use many after shave lotions, moisturizers, creams and lotions on their face. We all want to look good and young. Some of the ingredients may cause skin problems that may take a long time to disappear after treatment. Isn’t it better to know about them? Skin Cosmetics And Allergies- Skin cosmetics may cause two types of allergies - Irritant Contact Dermatitis or Allergic Contact dermatitis. With irritant contact dermatitis, the inflammation of the skin develops because of contact with any ingredient. Suppose you touch an alkali, you will damage your skin. That is irritant contact dermatitis. No cosmetic contains such harmful ingredients, but even a most neutral material such as water can cause it in many people if they are in touch with it for long. With allergic contact dermatitis, you get an allergic flare up as soon as you come in contact with an ingredient. Why you develop that allergy and your friends do not is not known. There is another issue here, that of phototoxic materials. You are all right if you apply something and don’t move out in the sun. As soon as you move out the material causes phototoxic reaction on the skin. Most of the pure and natural essential oils of the lime family cause that. Skin Cosmetics - Which Of Them Should You Use? Anytime you buy a cosmetic, read the label of ingredients carefully. If you know about any of them that may cause dermatitis in you, don’t use that product. Always perform a small test by sing a new product first on the wrist and watch for reactions for twenty-four hours. Always buy hypoallergenic and anti comedogenic products. Identify all those ingredients that you are worried about and avoid any product that contains them. Save yourself from skin inflammations and colored patches and blisters. This article is only for informative purposes. This article is not intended to be a medical advise and it is not a substitute for professional medical advice. Please consult your doctor for your medical concerns. Please follow any tip given in this article only after consulting your doctor. The author is not liable for any outcome or damage resulting from information obtained from this article.

What is cpanel

So your searching for web hosting and have seen the term cPanel what is it and what does it do? Simply put cPanel is a graphical user interface for use on Unix/Linux Servers. The development company cPanel Inc. also claims to be working on a version for Windows based servers. Short for control panel and designed for the end user cPanel is a web-based graphical management tool used to make administration of web sites as easy as possible. Insulating the end user from a Unix command line the typical web site owner controls aspects of there web site management from within this simple, easy to use graphical interface. Your hosting company chooses from a variety of themes for the cPanel interface that suits their branding and clients. The end user interacts with cPanel to control such things as web-based email, email account setup, mailing lists, FTP accounts and Cron Jobs. The graphical user interface also makes the task of site management easier by providing quick access to sub-domains, Web site stats, CGI scripts, custom error pages and redirects. To make things even easier for newcomers to cPanel the vast majority of hosting companies also provide online Flash based tutorials. These tutorials demonstrate user interaction with the various management functions of cPanel. So now when you come across hosting companies that offer cPanel you have a pretty good idea of what they are describing.

Budgeting for dummies

In today’s world, most of America is in debt. If you don’t want to be a part of this crowd, it’s important that you start to save your money as soon as possible to get out of that negative hole. If you’re already on a budget plan, that’s great. If not, it’s time that you jot down these helpful tips and start working on them. Start by writing down everything The first thing you should do when you start a successful budget is write down every single expense you have to pay each month. This ranges from your home mortgage to your xm radio account. Every single dollar will count toward this. When it comes to entertainment and food, make a good estimate. Most of the times it’s best to over-estimate, so that when you see how much you spend in a month, you’re not surprised. How much do you make? Once you write down every single expense you have made, write down how much you bring in each month. If your monthly income is random, make sure you just take a low average. This way you don’t over guess it and stay within your budget. Make sure that you also include how much you make on the side as well. If you have a side ebay business for example, include this as well. Every penny earned should be tallied. Start your plan When you finally get the dirty work out of the way, it’s time to make your spending plan. The first thing that you should pop in your head is that you should include savings in your budget. Without savings, you don’t have a complete budget. Make sure that you save at least 10% of your take home each month. This is usually a safe average that experts suggest. Stop the impulse We all are guilty of impulse buying. This needs to absolutely stop if you want to be set on a focused budget. Now, if you really want to, you can include a budget category that is listed as impulse. This way you will know how much you can spend on impulse buys such as fast food, those bath towels, or any other item you buy on the go. Remember, this is key and if you can follow this simple step, you can stretch your budget even further. The most important part of your budget is to stay strong and focused. No one wants to create a budget and only stick to it for a few days and quit. This isn’t how you save money. Create your spreadsheet and post it around the house. Even throw in a spreadsheet in your purse or wallet. Every time you make a purchase, make a note of it. The easiest way to do this is to either use one credit card or save your receipts. If you use one credit card, simply save the receipt each month and note it next to your budget sheet. If you’re able to stay strong and focused, you’ll be on the budget road in no time.

Buy discount camping gear at ebay camping gear auctions

As a novice to camping in the great outdoors you may be tempted to buy no-name brand camping equipment, which is OK in the beginning. However, you will learn fast, that cheap camping equipment does not make a Happy Camper. As in all things cheap, it usually breaks, or wears out far to soon. Once you’ve been camping a few times and have decided that camping is right for your lifestyle, then you will want to buy quality camping equipment built for the long term. There is no substitute for quality camping equipment folks! I will share with you, in this article, how to buy high quality name brand camping gear at half price, or less. As an avid Outdoorsman I have purchased a lot of Outdoor Gear in my life. I use to buy all my camping gear from Mail Order Magazines, and many times I paid full price for the camping equipment that I bought. One day while researching outdoor survival techniques on the Internet, I stumbled across and Ebay Auction where they were selling water purification equipment for Backpackers. I decided to search on Ebay for camping equipment, and my life changed from that day on. On that day I registered with Ebay Auctions, and since then I have bought many outdoor related items, and have save an absolute bundle on all my Outdoor Gear. When buying Ebay Camping Gear you will want to do a few searches to find the exact camping gear that you want to buy or bid on. You can also use the Category List to go direct to the Camping Equipment Category. You must be cautious and read each auction carefully to find out if there are any defects with the Camping Equipment you want to bid on. Ebay Camping Gear is a great way to buy used camping gear as well as outdoor gear in general. Since I do lots of camping, I spend most of my time reading through the Ebay Camping Gear auctions a few times each week. There are also some great deals on new Camping Gear that are either close outs or maybe scratched, or may even have a dent, which does not affect the function, but only the looks. Simply put, there are many reasons for sellers to sell their used gear, which gives you and I an excellent opportunity to buy camping gear cheap! I have won several Ebay Auctions for things such as a name brand propane camping stove with three burners, and it was only used by the previous owner one time, and was still in the original box. You can find great deals for less than half the retail price in the Department Stores, simply because the camping gear was lightly used. The best deal I bid on and won at Ebay Auctions, was an expensive three room, name brand, camping tent, and I bought it for only pennies on the dollar because the seller had bought a popup camper, and no longer needed the tent, he simply needed the money to help pay for the new camper. You just never know what kind of great deals you will find on Ebay Camping Gear. Since I have been buying my Outdoor Gear on Ebay Auctions I like to check out the retail prices in the stores such as Wal-Mart and K-Mart, so I will have a better idea of what camping equipment prices are running at the local stores. I also check on the Internet for camping equipment at the Online Camping Gear Stores, in order to see what prices they offer on their name brand items. After all a deal is not a deal if you pay to much, right! If you do not have an Ebay Membership you should sign up today, and begin to experience the great bargains offered by the Ebay Sellers. It was totally free to join when I signed up, and I think it's still free to become a member of Ebay Auctions.

Relationship commitment errors

: COMMITMENT: A ten letter word consisting of 3 vowels and 7 consonants; a word that symbolises union, loyalty, monogamy, togetherness, love, mutual respect and perhaps all those priceless sentiments which we hold in such high esteem. It's a word almost always associated with marriage; a word that means so much in theory. Yet in practice is so more often than not reduced to a mere string of alphabetical letters. Marriages today are crumbling for lack of commitment. So why get married in the first place if you have no intention of being loyal? Most 'contemporary' women, it seems, have tuned into 'Desperate Housewives'. The infamous line of "It meant nothing. It was just sex' being the buzz. Yes, times are hard, there is too much temptation, we are only human, and we all make mistakes. But there are some who actually think it's OK to sleep around because it really is just sex. At the end of the day, they are going home to their to their partner; they are providing for their partner, they are 'committed' to their partner.

So what's the bid deal? The irony is it is a big deal. Because commitment is clearly no longer what it used to be, the word has developed a whole new meaning. It's rarely about being together in sickness and health, for richer or poorer etc. Today, it's about selfish needs.

Marriage now rests on 'convenience'. Confusing the C word... Mention the 'C' word and you are bound to get varied responses.

A sexy bombshell, who has been in a couple of high-profile romance says, "It means everything to me." while her equally sexy sister says, "It's just become a word". Another heartthrob candidly confesses that six months ago, he would have been working his charm on the ladies but today, he is in a serious relationship and doesn't want to break his sweetheart's trust, especially since his track record sucks! A young hottie sincerely feels 'he can keep love and sex separate'. He believes that he can never ever love another, yet he has faltered on occasions simply for physical reasons. He calls it 'A momentary flirtation'.

His lifelong "commitment" is to only one lady. What does this prove? Utter confusion and a warped sense of values! Totally committed... But fear not, for there is hope yet. Nick and Christopher, a married couple, says you can never go wrong if you marry your best friend.

They would never abuse each other's trust. Jonathan, who has been married for three years, explains although there is temptation, he wouldn't cheat on his partner simply because of his faith in God and respect for his partner. Jim can't bear the thought of his wife cheating on him. Is he tempted?

No, because the mere thought of her leaving him along with the kids, if he ever faltered, is worse than death! Commitment phobia... There are others who are afraid of 'settling down'.

Steve, 40, remains a bachelor because he is not ready to settle down. He is an incredible man who has the distinction of being friends with every single one of his ex-girlfriends, simply because he has never lied to them about 'commitment'. Today, the 'C' word has multiple meanings.

One only hoped it wouldn't equate to multiple partners! Why people stay in a relationship or a marriage? A relationship depends on how one views it. When married, it becomes a special investment, which also has religious connotations. Being with a person for a long period of time gives rise to emotions like affection and love. So people are compromise at the sake of their values.

Also, a sense of security comes into play. But selfish motives can also allow a person to stick around for functional purposes. Why are people scared of making a commitment? People scared of committing usually suffer from some deep-seated emotional problems. A basic sense of insecurity could also lead to a situation wherein a partner is not willing to commit.

While you can't say whether its men or women who are less likely to commit, the most obvious reason as to why people are scared to commit is the lack of mutual trust.

Cherish your life with the help of provident loans

Life is full of colours. One should cherish every aspect of life. If deficiency of money is disrupting your way to enjoy life to the fullest, provident loans are right at your disposal as the harbinger of happiness. Provident loans are short-term loans that provide small amounts. The borrowers can draw money ranging from Ј50-Ј500. The repayment period is a shorter period of about 6 months. This enables the borrowers to manage their finances and plan budget for future. The interest rate charged on provident loans is not high like any other short-term loan. The borrower can avail the loan at reasonable rates. Borrowers have to make a choice between secured and unsecured provident loans. Secured loans necessitate placing collateral. Gold and diamond jewellery can serve the purpose of collateral. These loans should be opted in case the borrower requires a higher amount. Unsecured loans do not prerequisite a collateral. Provident loans benefit the borrower by providing a fast loan approval. In fact the loan request gets approved within 24 hours. This helps the borrower to make certain urgent purchases. The borrower must not forget that the repayments have to be made on time. Failing to do so might result in the seizing of the property by the lender, if you have opted secured provident loans. It may also put a bad impact on your credit score. Provident loans are capable of catering to the various requirements of the borrower. The loan amount can be used for making home improvements or extension, purchasing furniture, buying a dress and much more. With provident loans the borrower does not necessarily has to draw loan amount in cash. You can take easy shop cards or shopping vouchers instead. Shopping vouchers are from a majority of retailers that make you purchase the product easily that you are looking for. Bad debtors can also avail the benefits of provident loans. However, the interest rate charged will be slightly higher. Opting for the loan will help you pay the debts sooner and improve the credit score. Variety of lenders offering provident loans are available in the market. Banks and financial institutions are common ones. But now with the advancements in science and technology, various lenders appear online. They have simplified the loan procedure. The online method of approaching lenders has put an end to the enormous paper work. It is free from hassles and inconvenience. You just need to fill in an online loan application form, which hardly takes a few seconds. The lender will be right at your doorstep to serve you the best deal. Make life easier with provident loans. Scarcity of money can no longer be a hindrance to meet the basic necessities of life.

5 Super simple weight loss tips

Weight loss is one of those subjects that everyone is always talking about. It seems you can’t go anywhere without seeing or hearing some type of weight loss message. Stories of the dangers of not losing weight appear regularly on the nightly news. Retail outlets and the Internet both are full of weight loss books and products. Weight loss is discussed in medical centers and at schools and even in the work place. If you’re trying to lose weight, here are a few tips to get you going. Tip #1 – Stop Talking About Weight Loss! All that talk about how much you want to lose weight isn’t going to make the weight come off. You’ve got to take action, starting right now. So take this simple advice: Stop moving your mouth and start moving your body! It won’t take long to begin seeing the results. Tip #2 – Slow and Steady is Best Slow and steady weight loss is better (and safer) than riding the dieting roller coaster. If you’re looking for long-lasting weight loss results, aim to lose an average of about two pounds each week. In order to lose weight you’ve got to consume fewer calories than you burn. As a bonus, when you combine dieting with exercise, you’ll be reducing your caloric intake and increasing your caloric burn rate at the same time. Tip #3 – Save Your Money Don’t spend your hard-earned money on the latest weight loss gimmicks. Pills, fad diets, hypnosis, and extreme surgical procedures are not the answer! These gimmicks won’t slim you down, but they will fatten the bank accounts of those who promote them! Eating a nutritionally-balanced diet of fruits, vegetables, good fats and lean proteins will encourage weight loss faster than any miracle cure you can buy. Tip #4 – Weight Loss is a Way of Life Unfortunately, the issue of weight is something that most people will struggle with throughout life. Excess processed foods and a sedentary lifestyle are the two biggest contributors to this constant struggle. If you want to lose weight and keep it off, you’ve got to change the way you think about food. It should be thought of as a source of fuel, not a passion. Successful weight loss really is about making lifestyle changes, including making the right food choices, and then sticking with those choices throughout life. Tip #5 – Weight Loss is More Than a Number When you’re dieting, don’t become a victim of the dreaded scale. When the numbers go down, happiness goes up. But when the numbers stay the same or go up, it is easy to give up and give in. Remember that even if your weight isn’t changing as you would like, your body is. You’ll be taking better care of your heart. You’ll be lowering your cholesterol levels. You’ll be sporting a leaner body and your clothes will begin fitting more comfortably. When you learn to find joy in these other benefits, you’ll want to keep on being a loser!

Help for single parents with too much debt a low interest debt consolidation loan

Are you a single mother struggling to make your monthly debt repayments? Did you know that you can use a low interest debt consolidation loan as a powerful first step in taking control of your finances? It’s easy to get so caught up with the busyness and demands of life that we don’t take (or even notice) the simple steps that change our lives for the better; a low interest debt consolidation loan is a simple and powerful action. For most single moms, stress is a way of life and financial stress is an added burden that can make being a parent more difficult than it needs to be. It is easy to fall into the debt trap with emergency medical costs, shoes, clothes and things children need that you just can’t put off. Nevertheless, putting off dealing with your debt problem will only make the situation worse. If you are a single mom, there are five main advantages of consolidating debt into one low interest debt consolidation loan: 1. It will increase your disposable income, which is always important for a single mom. 2. A low interest debt consolidation loan will improve your long term financial position by saving a lot of money in interest costs and limiting your debt to a set period of time. 3. You will only have one payment to worry about instead of having to juggle a lot of them. When you’re on your own with kids, anything that simplifies your life makes things easier. 4. It will take a lot of stress off you, which will help you to cope better with the other unavoidable stresses involved in being a parent. 5. A low interest debt consolidation loan can be the beginning of a financial plan. At the end of the term of the loan, the payment amount can be saved and you can begin to build wealth. If your monthly savings from consolidating are enough, you may be able to use a part of the money to start a small savings plan immediately. If you want your low interest debt consolidation loan to provide the best long term benefits, it is important to cancel all credit cards and lines of credit once they are paid out, to avoid the possibility of future debt. Devise a strict financial budget that includes saving for emergencies and make a firm decision to live within your means. A low interest debt consolidation loan is an effective way for single mothers to get their financial lives in order. It’s up to them, to keep it that way.

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15 MAIL ORDER REPORTS These Reports are sold as information only. The contents of these reports were correct at time of publication. Purchase of these reports includes full reproduction rights and the right to resell this information in any manner desired. If You come across any information that is out-dated please let me know. I will be happy to send you the next edition free when published. STOP PAYING REAL ESTATE TAXES FOR FOREVER. No more property tax, no school, sewer or other local civic taxes--avoid ALL these taxes by simply LIVING ON THE WATER in your own boat. The Chinese have been living aboard their boats for many generations so this is nothing new! You can buy a 40 foot houseboat with two 220 HP engines for a little as $11,000 on terms. Get more information by sending a SASE to: H. C WILSON, BOX 177, RIVERSIDE, NJ.08075. GET AN EXCLUSIVE OFFICE WITH NO RENT. The way you do this is become a "Rental Manager." Many office complexes have vacant spaces because there is no on-the-premises manager to show the space and answer questions. Find out which complexes are having vacancy problems and locate the owner. he will normally be glad to offer you an office if you answer calls, and show off the spaces to prospective clients. GET $20,000 WORTH OF FREE FURNITURE. You can obtain free furniture and a lot of other merchandise by starting up a "freebie Newspaper." What you do is contact store owners and merchants who normally advertise in regular local papers and offer to run their ads in exchange for free furniture, or other merchandise. True, you will be running their ad free but chances are you wouldn't have to a paid ad for that space either. If you promote this right, you could grow into a large operation and go into PAID circulation before you know it. In the meantime, and for as long as you like, you can continue to receive FREE merchandise in exchange for advertising. HOW TO BORROW MONEY INTEREST-FREE. There are a number of ways to borrow money interest-free if you take the time to operate the methods. However, one of the simplest ways is to borrow it from a bank which offers "overdraft protection." You've seen these offers by banks which extend to you a loan for the amount you overdraw your checking account. By setting up two or more (and credit limits can go up to $5,000 each) you can write yourself a "loan" from one bank cover the loan with a deposit from another bank where you have overdraft checking, and then repeat the process every day or two covering each withdraw with another deposit, you will not be charged interest since it would take two or three days for the records to catch up--by the time, you've made another deposit which covered the original loan. Operated this way, you can keep the money interest-free for quite some time. OWN YOUR OWN MILLION DOLLAR CORPORATION IN 4 WEEKS. Here again, it is helpful to form your corporation in Delaware. In this state the law allows you to assign any "par-value" to stock as you like--even though there are no assets to back your valuation. Thus, it is possible to assign a par value of $10,00 each to 100 shares of stock and list it in your book as "assets." It's strictly a paper poly but can be used in a number of situations to enhance your image among other prospective business partners. By appearing wealthy, you can swing many deals and make friends with people in higher positions of power. Try it. GET NEW BUSINESS WHERE YOU VIRTUALLY CAN'T LOSE. The industry that produces more millionaires than any other is in SALES. There is one business where you can't virtually can't lose and it's MAILORDER. A firm called Rexon Inc.,676 Kingsley Ave.,Orange Park, FL.32073 has recently begun offering distributorships and opportunities for its fine line of products. They furnish a beginning supply of material to get you started and, at this writing, guarantee your success by offering TEN TIMES your money back on the beginner's sales kit. Although there is a nominal charge for the kit, they give enough free products to pay back that cost almost overnight. Thus, you can still get in on a profitable business for almost FREE. HOW TO GET FREE TRAVEL. Still again, its is possible to appoint yourself as President of your non-profit organization and have the organization supply you with "free" vehicle with all expenses. If our organization is a church related corporation, you can tour Europe for free--to visit Church cathedrals as an example. A Church can raise money by "selling" charters, degrees, and other cheap paper for hundreds of dollars. Many non-profit organizations sell "degrees" and diplomas for upwards of $1500 each--and it's all legal. HOW TO MAKE MONEY WITH YOUR OWN AD SHEET. Usually ad sheets are started by the publisher cutting ads from other magazines and running his paste-ups with these "freebies". The beginner then mails his ad sheet to those dealers and asks them to re-run their ads with him a "X" number of dollars per column inch. This is a risky beginning because many dealers will not buy additional ad space for one reason or another. DOMAR ENTERPRISES, Box 581, Laurel, MD.20810 has a method for starting ad sheets that is almost 100% risk free. They will send you a full page of all-profit ads (ones that pay 100% commission) and you run these ads over your name in your first edition of your ad sheet. As paid ads come in, you simply replace the 100% ads with the paid ads. Until you get paid ads, you continue making money whether you get paid advertisers or not. Moreover, THIS SAME COMPANY will actually design your master ad FREE if you will run their 3 x 6 ad in your first edition. Thus, you can make money off their ads, and get a professionally designed ad sheet free. HOW TO RAISE $200,00 IN 24 HOURS. Many people have had opportunities presented to them where a quick cash was necessary. Most people are unable to take advantage of the great opportunities because they lack the cash. A simple procedure is available whereby you can generate cash within 24 hours. The process is easy and quick and requires that your first make the preparation and lay the groundwork for the plan. You can call this plan the banking round robin. Go to ten banks and tell the loan officer at each bank you want to borrow $1000 for 30 days. Upon paying off your loans, wait 30 days and go back to each bank from which you borrowed the original $1000. This time request a larger amount depending on what you think the bank will loan, say $5000. If each bank approves a $5000 loan you will be able to raise $50,000 the second time. Continue this step-by-step process. Each time go to the bank, ask for larger amount and longer pay back period. What you are doing, of course, is establishing a millionaires credit rating by the process of reputation. That is, you always pay back the money when it is due, and by being prompt combined with the number of loans you've made and PAID, you will have established a very powerful credit rating and relationship with the institutions. In about one year after using this process, you should be able to borrow $20,000 from each bank on your signature. Using ten banks in this plan, you will be able to borrow up to $200,000 on your signature in as little as 24 hours. WIPE OUT DEBTS WITHOUT BANKRUPTCY. In 1988 a federal law was passed known as the Wage Earner Plan. It is administered by the same branch of our courts that handles bankruptcy. You must be a wage earner to use this law--that is the primary requirement. The Wage Earner plan does not itself "wipe out" debts, but a little-known proviso of your filling requires your creditors to appear. Statistics indicate that 40% fail to appear in which case, those debts are indeed "wiped out". In some cases 100% of the creditors fail to appear which enables you to wipe out ALL your debts without bankruptcy. If some of the creditors do appear, then the court allows you to spread your payments out over a three year period in smaller amounts you can afford to pay. Once you file, you stop bill collectors, lawsuits, judgements, assignments, seized bank accounts, and other actions against you. An to top it all off, your credit rating is, in many cases, improved because you made a honest effort to work with the lending firms. Additionally, if the seller used deceptive trade practices to induce your purchase, your debt may be wiped out under the provisions of the Uniform Commercial Code. Under the Homestead Act, your residence can be exempted from levy to extent determined by local law. Check at your local courthouse. ESTABLISH AAA CREDIT IN 30 DAYS. To work this plan you need at least $400 to begin. You should borrow this from your friends if necessary. Then go to the bank of your choice and deposit the $400 into a regular passbook savings account. It will take a few days for the account to be posted and return to the bank to ask for a $400 loan - you offer the passbook as collateral. Since the bank is already holding your $400, there is no way it can lose by lending you another 400 and they won't even make a credit check. Then with your borrowed $400, you go to another bank, open up an savings account, return a few days later, borrow $400 from that bank using your passbook account as collateral. Then repeat the process at a third bank with your borrowed $400 from the bank using your passbook account as collateral. Wait a few days and go to a fourth bank where you open this time a CHECKING account. Wait a few days and make a payment on each of the other three loans. A week later, make payments again on the three loans, and continue paying each week until you have almost paid off the balance. A credit invitation at this point will show you with three active bank loans (which are considered hard to get), a checking account, and paying history for the three bank loans--with you having paid up in advance. Thus, you have a AAA credit in a little as 30 days. From here you go on to apply for credit cards, and other items on credit. GET ANY CREDIT CARD YOU WANT. You should have no problem getting any credit card you want if you follow the above procedure first. But, there are a few rules to follow to insure you have no difficulties in obtaining your cards: 1) Apply for department store cards first. Purchase something and pay the balance when due; 2) apply for a gasoline credit cards listing your department store cards as references; 3) Apply for bank cards--Master Charge and Visa; 4) Apply for Travel and Entertainment cards--American Express, Diners Club, etc. HOW TO BUY HOMES AND LAND FOR A FEW DOLLARS. Yes, you can buy homes, apartments and land for next to nothing by using the procedure of bidding at "tax delinquency and lien sales." These are made to recover unpaid taxes on property which is auctioned off 3 to 4 times each year. Check your local tax assessor for dates. In the past people have picked up $50,000 homes for as little as $2,000 and apartments and land for similar discounts. HOW TO STOP PAYING PROPERTY TAXES ON YOUR HOME. The way to do this is to sign over the title of your home to your non-profit organization. You can form your own church or organization and apply for tax-exempt status at your county courthouse. Or, you can sign over the title of your home to your local church or other non-profit organization if you do not will it to go to your heirs. Under this arrangement, you retain lifetime habitation rights although the property belongs to the local non-profit organization. HOW TO GET YOUR 3X6 CIRCULARS TYPESET FREE. The plan is so simple you'll wonder why you never thought of it yourself. But once you give it a try, you will thank us a thousand times for revealing it to you. There are literally hundreds of mail order publications that will print your add by the "letterpress" method. This means they actually set it up in type. This is the only method that an ad or circular can be done properly and with good taste (commercial art excepted, of course). First, pick out a good publication and determine the words per inch policy. If your offer has nay merit at all, your ad in either MAIL SALE ADVERTISER OR MAIL ORDER DISCOUNTER will sell for many times over the price of the ad. This means your ad is run free. And, after your ad is published in the magazine, you merely clip it out, mail it to your printer, and presto--you have your ad or 3 x 6 circular typeset FREE-- plus you have made a good profit.

Sharp solar solar energy manufacturer

As the world looks to alternative fuel sources to save the environment and money, solar energy has come to the forefront. Sharp solar is known as one of the leading manufacturers. Sharp Solar – Solar Energy Manufacturer Solar energy has become increasingly important in today’s world. With fuel prices skyrocketing and other forms of home energy being impractical, solar energy is the Earth's best solution to powering our lives. Solar products are a great way to collect energy from the sun and harness its power to run our households. Sharp solar products are a great choice in the solar market place. Sharp is the number one manufacturer of solar cells, manufacturing more than its three nearest competitors combined. Sharp solar products are a convenient, safe and economical way to absorb solar energy and convert it into a usable form for household use. Sharp has led the solar industry for over 45 years now, and they have installed solar product systems everywhere from houses to office buildings to even on satellites. There are four basic parts to the Sharp solar energy production system. The solar modules collect the sun’s rays in their solar cells and convert it into usable energy. The inverter converts the electrical current that s created from DC (direct current) to AC (alternating current), which is the type of electricity used in homes. The Sharp monitor allows you to see how your system is doing in terms of output and performance. The final part of the system, the electric meter, shows you how much power you are using. In 2003, Sharp introduced their residential solar systems for use in the United States. These systems, used throughout the world before coming to the US, have allowed Sharp to be named the number one solar cell producer in the world every year since 2000. Sharp solar products are now also being produced in a “clean” factory in Memphis, Tennessee, which represents an investment on the part of Sharp into the future of solar power. Sharp offers their solar power systems for sale through their own Sharp Solar department, or through an independent Sharp Solar Certified Installer. The installers are able to come to your home and help you decide on your own solar energy needs. They then they can quote you a price on the amount of work and materials needed to make your house a solar powered one. Whether you want to cut down on your energy costs or cut down on damage to the environment, Sharp solar products are a great way to achieve your goals. Solar products are cost effective and, once installed, easy to use and maintain. Solar energy is a great way to reduce your dependence on fossil fuels and other Earth-harming energy sources.

Collecting personalised car number plates

It is obvious during any trip on our roads that the popularity of personalised number plates has risen vastly. Once seen as simply a status symbol to the stars, a private number plate is now THE must have car accessory. People of all ages and backgrounds are discovering the joys and benefits of owning their own personal number plate and the number of owners continues to grow. People buy car registration numbers for a whole variety of reasons. For some they represent the ultimate personal gift for a family member or loved one, while others chose to indulge themselves and make their vehicle stand out in the crowd. Businesses purchase private number plates as a unique way of advertising their companies and collectors buy registrations as a hobby or investment. Number plate enthusiasts often own more than one registration and many own huge collections of private plates. The scarcity and age of some registrations has led them to become collectors’ items and are quickly snapped up when they are for sale. There is an increasing trend to invest in number plates with investors seeing exceptional returns. Many people are now purchasing private plates to diversify their financial portfolio and have seen an outstanding return on their stock holding over the last couple of years. For example, the private registration 1 RO was sold at a DVLA Auction in September 2005 for Ј6000. This registration number is now on the market for Ј125,000 – which is a staggering 2000% return on the original investment! Many enthusiasts attend the DVLA auctions with the hope of picking up a classic number plate to add to their collections. These auctions are held throughout the year at stately homes and hotels and give number plate collectors and enthusiasts a chance to meet up and bid on previously unreleased registrations. Dateless registrations, name plates and humorous number plates all feature in the catalogue at these auctions, which are a great place to network and socialise with like minded people. Increasingly personalised number plates collectors and fans are choosing to become members of the Registration Numbers Club. The organisation is the only UK based club for collectors and enthusiasts of number plates and car registrations. It was founded in 1977 and has grown considerably since. The RNC produces a quarterly publication called “RNC News” which provides details of events and interesting stories from its members. The club is run by volunteers, with Steve Waldenberg acting as Honorary Organising Secretary from the head office in Leeds. For more information contact them at RNC Office, PO BOX MT12, Leeds, LS17 7UD. This year, the Registration Numbers Clubs held their annual rally in June at Woburn Abbey, Bedfordshire. The event saw members turning up en mass with vehicles displaying their own private number plates and cherished registrations. People of all ages attend these events for a chance to meet other number plate enthusiasts and socialisepetitions are held for members number plates, including Best Prefix Number Plate, Best Name Plate and the Best “Number 1” registration. Number plates are unique and can mean so many different things to so many different people. They provide an increasing number of individuals with a hobby as they strive to increase their collection and find ever more scarce registrations. To others they are a great present from a family member that will last their lifetime. To some they are simply an investment, adding a prestigious touch to their vehicle, as they grow in value over time. Many people sell their number plates to put towards their retirement funds. Whatever the reason, there is a number plate out there that is perfect for you. Now is the time to find your personal number…before someone else does!

Doing engraved plaques right

Honor and pride in a plate of metal. That is what engraved plaques are. Years of service or a great accomplishment will never fade away due to these precious mementos. They may not be pricey, but they truly are precious. And they always stand the test of time. 1. Plaque History Engraved plaques have been around since man put his hand to work on metal sheets. Before paper ever became the common choice for writing, man has always put his history in words. His choice of material was usually stone, papyrus, and metal. Special occasions called for special stationery, and the stationery of that era would always be a special metal. Hence were born the earliest plaques. The word plaque comes from the 19th century French word that means ornamental plate or tablet. They are often made of thin sheets of semi precious metals and are usually given to appreciate an accomplishment of individuals or groups. 2. What Are Plaques? A commemorative plaque is usually a flat, decorative plate that is affixed to a wall. It often marks a significant person or event. In most countries, places with historical significance are often marked by bronze plaques. Most memorials in the United States are marked by plaques that tell the story of the significance of that place. And many of these plaques have been there for countless generations. These plaques are made using a variety of metals - Wood - Steel - Anodized aluminum - Brass - Bronze - Acrylic laminate - Other materials 3. Plaque Ideas If you are looking for something to commemorate an achievement, or a special event, look no further than engraved plaques to do the job. These plaques may be for your spouse, your children, or your friends. Engraved plaques are works of art and are a beautiful, beautiful way to celebrate a great occasion. And the kicker is, they are relatively inexpensive! You could even have them mass produced for a group of people or for a company and it still wouldn’t take too much time or money. 4. Machining Methods - Hand Engraved This is an exotic art. For generations upon generations, the fine art of hand engraving has been passed down carefully. Today’s artisans bear the artistry of many hundreds of years of skill. Hand engraved plaques may be pricey, but they are an authentic and rustic way of commemorating any occasion. - Machine Engraved The art of hand engraving has been largely replaced by machines. These machines engrave words and images accurately and effortlessly. Nevertheless, these machines still need skilled artisans to operate them. Plaques that result from such are also beautiful works of art - Laser Engraved Engraving is an old but respected art, but today’s customers demand clear detail in the engravings. Using a high-power laser, engraving has now because simple yet beautiful. Laser engraving has truly changed the face of engraved plaques. It allows for the production of beautiful high-definition plaques. This process uses narrow-beam laser that creates high-detail images. The beams in question can be up to 4 millionths of an inch in diameter. This makes laser engraving a precision art and allows the engraver to burn in text, pictures and other high-detail elements on the plaque. Laser engraving for plaques is suitable for the following plaques - Academic or sports achievements - Graduation - Signage - Donor’s plaques - Building markers - Retirement - Other plaques

Cheap loans in favour of your budget

There are people who are experiencing financial disruptions. Also there are individuals who cannot afford loans because of higher interest rates. Thus, taking such assumptions the finance lending institutions have smartly developed Cheap Loans. The loan is promoted to make it affordable for all sorts of budget holding persons. To make it more flexible it is classified into secured and unsecured form so that one can click option in accordance. Secured form is related to collateral issue and propose large amount,

Live poker pros and cons of participating in a tournament

: If you have had enough of playing poker with friends or with playing it online and winning some money and then losing some money to only win that money back again, then you have reached the stage in your poker playing experience where you need to start entering live tournaments. That is the real deal. No more long hours in front of the computer, no more feeling guilty for taking your friends' money: you are now ready to turn pro. But, before you do, here are a few things you must consider: 1) One of the big differences of playing in a tournament is that you need to pick you hands carefully. Spend most of your time throwing your cards away at the right beginning. If you see that your cards won't amount to much, fight the urge to exchange most of them, and just hand them all in. This is what most tournament players do anyway. If you don't believe me, watch the others play. 2) Money you take with you to tournaments lasts for a much lengthier period than when playing with friends or online. This is one of the advantages of not playing every hand you are dealt. (Hint: You should do the same thing when playing with friends even though that then becomes boring.) 3) Do not sit to the left of the dealer. Ensure that there are at least two players between the dealer and the players to the left. Why? Only the first 2 players seated on the left of the dealer have to place the ante. Since, most of the tournaments involve ten players on each table, you save this much each time you play. This also means that each hand that you fold will mean that you have spent only half that of the lower limit. This amounts to three dollars in a two to four dollar rake tournament. 4) Take into consideration that the mere fact that you are away from home means that you will spend money on food and drinks. Try and get your own, but in any case keep it light. 5) Tournament dealers are not paid much, and so it' general practice to give them about three percent of whatever you win. Consider that all gambling halls and poker rooms also take a certain percentage but at least this comes from the money you win and so you don't feel it. 6) One of the other advantages of playing in a tournament is that you can use more money than you had. For instance, for a hundred dollar sit-in, many casinos and poker rooms will give you about five hundred in tournament chips to bet with. 7) If high odds and high risk is not what you are looking for you can take advantage of the late night satellite tournaments. These generally begin at one in the morning and since the number of players won't be high, you stand a bigger chance of winning. Conclusion: Playing poker requires tremendous skill as well as come luck. While you cannot depend on luck, improve your skills and your online casino or other kind of betting account will show a profit.

Life insurance when you are gone

Immortality is no big deal. Just imagine getting up on a Monday morning 52 times a year for the rest of eternity. Really only two advantages of eternal life spring to mind – you could start reading ‘War & Peace’ and know that you would have time to finish it, and you wouldn’t need life insurance. However, as mere mortals, maybe we shouldn’t start on a very long book and we should take out life insurance, because we none of us know just how long we have got. Not particularly cheerful advice, but very practical. Can you really face the idea of departing this life and leaving behind little more than the memory of you? If you have family or other dependants, it is vital that you provide for their futures especially if you are the main breadwinner. The trauma of the loss would be quite enough for anyone to cope with, without having to worry about how they are going to manage financially, and maybe even contemplate the loss of their home. So if you haven’t got adequate life cover or perhaps have no life insurance of any sort, you should take action to correct that situation without delay. Perhaps you have considered it and perhaps you have even had a look at what is available, and then put off doing anything about it because there are too many options and it is difficult to know which to opt for. This is absolutely understandable because there are so many variations that anyone could be forgiven for being confused – but procrastination will not put food on the table for your dependents when you are gone. So you need information. The following is a general guide to what is available, which should enable you to decide more or less which types of cover may be best suited to your needs. The fine detail is avoided because that is best left to the experts, whom you should be able to approach with a rough idea of what you are looking for, and equally important, which types would not be suited to your needs. Term insurance in one of its forms is likely to meet most needs. Its name indicates that it provides cover for a period which is agreed between the company providing the policy and the insured individual. At the end of that term all cover ceases and there is no cash value remaining. Payment against the policy will usually be in the form of a lump sum on the death of the insured. There are a variety of different forms of cover available under the umbrella name of term insurance, of which the following are the more usual examples. Family Income Benefit is one of the best and must have been developed with bereaved families in mind. The death of the policy holder during the term of the insurance releases a tax free sum which will be paid every year right through to the end of the term. Costs for this type are at a minimum because the term during which the payments would be made is constantly reducing. Level term insurance is very straight forward. It is well suited to covering the capital portion of an ‘interest only’ mortgage, because the value of cover is determined at the outset and is retained for the whole of the term. A Decreasing Term policy on the other hand is better suited to covering a repayment mortgage, as it decreases in value over the term to nil at the end, effectively shadowing the reducing balance of the mortgage. The premiums are correspondingly low. An Increasing Term mortgage maintains its value throughout the term by taking the effects of inflation into account, and is best suited to fulfilling a lump sum requirement at a constant value. The premiums are correspondingly high. Finally it is worthwhile mentioning Whole of Life cover which is not actually term insurance, as the cover provided is effective to the end of the life of the insured person, subject only to the premiums being paid as due. The insured amount, plus the value of any benefits accruing to the investment, is paid out on the death of the insured The above few examples give a generalised guide to some of the policies which are available, and should allow you to talk to a broker and discuss your needs in detail. It may well be that more than one type of cover will be required to meet all your needs, but find a brokers via the internet (which is an excellent source), and they will provide guidance. Once settled you can relax, content that you have taken care of your dependents needs, and if you are really adventurous you could start reading ‘War and Peace’!

Reconcile or move on how to decide

Should I Reconcile? You are older and wiser now, with an experience or two, and a decision to make. Your desire to reconcile is often a desire to live the dream. To revive your passions and the hopes you lived in the beginning. To return to 'Go' and start over with a new role of the dice. Purhaps reconciliation is not your own desire, but forced upon you like a load of dirty laundry. Forced upon you by silent and sullen children. Forced upon you by a repentant spouse, full of promises and needs greater than your own. Forced upon you by family, religion, and tradition of the day. Should I reconcile? Should I accept the hurt, the pain, and call it a day? Can I face the unknown, or is there more comfort in this familiar but battered arena? Yes, you are older and wiser now, with a decision to make. How to Decide Take a blank piece of paper, any paper, and if you are inclined you can create a spreadsheet or flow chart, it matters not the medium. Across the top draw a single line, and down the centre draw another line. At the top on one side write the word STAY. The other side gets MOVE ON. There is no secret or trick to this; simply write down every reason or excuse for saving or ending your marriage. This writer remembers being asked to make a list of all the possible uses for the lowly paper clip. Writing down one use leads to another and another, the list reached 50 ideas within two minuets. At another table their list numbered 110. The point my friend is to just jot down, pro and con. Your list might take a life of its own, growing hour by hour, day by day. At least three things will happen. - You will come to a decision. - You will have clearer understanding of the issues. - You have the beginings of a course of action Staying means taking action and making one more commitment to your marriage. That commitment is not yours alone. You both have issues to resolve. It is not prudent to take the easy road by ducking the issues. Face them head on. Pay the price in the currency of hard work and honest communication, without it couples often fall back into old habits. A recommendable course of action is joint marriage counselling, and in many cases joint financial counselling. Moving on means acceptance, and closes the option of going back into the marriage. While it may be sad, it also frees you to look to your future without the complications of all the "what if's". Moving on can be like passing Go and collecting your $200, knowing the next trip around the block might be better than the last.